Savings & CDs

Savings & CDs

Young happy family buying things online
Savings Options

Savings & CDs with First National Bank

First National Bank North is a family-owned community bank proudly serving customers in North Central Minnesota since 1902. We are committed to the growth and success of the communities, families, and businesses we serve. We offer a wide variety of services to meet all of your financial needs, including banking, insurance, and investments. We strive to develop long-lasting, personal relationships with each of our customers and work together to create the best possible banking experience.

Basic Account for Everyone

Regular
Savings

What’s Included
  • No minimum balance to open account
  • No minimum balance required in account
  • No monthly service charge
  • ATM Card
  • Variable interest rate subject to change daily
  • eStatements issued monthly with check images for easy record keeping (monthly fee may apply for paper statements)
Current Special

Super
Saver

What’s Included
  • No minimum balance to open account
  • No minimum balance required in account
  • No monthly service charge
  • ATM Card
  • Variable interest rate subject to change daily
  • Check writing
  • eStatements issued monthly with check images for easy record keeping (monthly fee may apply for paper statements)
High Yield of Interest

Investors Money Market

What’s Included
  • No minimum balance to open account
  • No minimum balance required in account
  • No monthly service charge
  • ATM Card
  • Variable interest rate subject to change daily
  • eStatements issued monthly with check images for easy record keeping (monthly fee may apply for paper statements)
High Yield of Interest

Investors Money Market

What’s Included
  • No minimum balance to open account
  • No minimum balance required in account
  • No monthly service charge
  • ATM Card
  • Variable interest rate subject to change daily
  • eStatements issued monthly with check images for easy record keeping (monthly fee may apply for paper statements)
For Children 18 and under

Kids
Klub

What’s Included
  • No minimum balance to open account
  • No minimum balance required in account
  • No monthly service charge
  • ATM Card
  • Variable interest rate subject to change daily
  • Pick a prize from the “Treasure Chest” for each deposit made over $10
  • eStatements issued monthly with check images for easy record keeping (monthly fee may apply for paper statements)
    For children 18 and under

Please visit any one of our locations to open a Kids Klub Account today

Save for the Holidays

Christmas Club

What’s Included
  • No minimum balance to open account
  • No minimum balance required in account
  • No monthly service charge
  • ATM Card
  • Variable interest rate subject to change daily
  • Transfers from this account to another account or to third parties by preauthorized, automatic, or telephone transfer or similar order to third parties are not permitted.
  • The funds from this account will be credited to another account of yours or sent to you by check at the end of the club year
  • eStatements issued monthly with check images for easy record keeping (monthly fee may apply for paper statements)
KASASA Checking Required

KASASA Saver

What’s Included
  • Kasasa Cash Saver or Kasasa Cash Back Saver
  • A Kasasa Checking is required to have this account
  • No minimum balance to open account
  • No minimum balance required in the account
  • No monthly service charge
  • Variable interest rate subject to change daily
  • Monthly rewards paid when qualifications are met (see terms and conditions for details)
  • Refunds on ATM withdrawal fees nationwide (eStatements are a requirement of this account)
COD

Certificate of Deposit

What’s Included
  • Certificates of Deposit (CDs) are available with varying maturities ranging from 91 days to 60 months
  • Minimum balance requirements may vary
    Interest rates are guaranteed for the term of the investment
  • Interest may be credited to an account, paid by check or compounded, depending on the term of the CD
  • Certificates are automatically renewable
  • There may be a penalty imposed for early withdrawal
  • Interest rates may be obtained by calling any of our convenient locations
    APY (Annual Percentage Yield) is the real rate of return earned on the CD

Still Have Questions?

Contact Us at any of our Convenient Locations!

Please contact us if you have questions regarding:

  • Checking account services
  • Saving account options
  • HSAs or IRAs
  • Loans or lending information

Please contact us if you have questions regarding:

  • Checking account services
  • Saving account options
  • HSAs or IRAs
  • Loans or lending information

Exceptional In-Person and Online Banking Services

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Checking
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HSAs and IRAs