Check Free
Bill Payment

Check Free Bill Payment

What does it mean to be check free?

It means no more checkbooks, stamps, and filing cabinets. It means paying all your bills with a point and a click with maximum efficiency. It means having more control. More certainty. More time. Now you can pay all your bills online, from anywhere — home, at work, or while on the road.

Electronic billing and payment gives you the power to be check free. From your utility company to your dentist to your daycare provider, you can pay everyone you pay now – anytime, anywhere – all with the click of a mouse. Schedule payments up to a year in advance, or schedule variable and recurring payments. Review pending payments and have access to full payment history.

You can also receive bills electronically from a growing list of the nation’s billers. The bill summary and/or full detail are accessible right on your screen.

Receiving and paying your bills online is cooler, better, and faster than using paper. Once you enjoy the convenience of getting and paying your bills online, you will have more time for better things.

Mature wife and husband checking documents with tax, pension savings

YOUR SAFETY IS GUARANTEED

Rest assured that your online payments will be executed safely and reliably. All electronic payments processed through CheckFree are backed by the CheckFree Guarantee. This two-part guarantee provides protection from unauthorized transactions, and limits your liability for late-payment-related charges due to processing delays, so long as the payment is scheduled in accordance with the service Terms & Conditions.

It’s the smart way to pay. Become check free.

Benefits of our electronic billing and payment service include the ability to:

  • Pay everyone you pay now, from your mortgage company to your child at college
  • Save time – pay all your bills with the click of a mouse
  • Receive some bills online, eliminating paper bills
  • Schedule recurring payments that you make every month
  • Have control of when your payments will be scheduled

  • Save money – no more stamps!

You must have Online Banking to use Check Free Bill Pay 

FAQs

Online Banking is FREE!  However, if you do not access your Online Banking account for 90 days, the system will disable you and require you to re-enroll.

If this is your first time using Online Banking, you will need to log onto www.fnbnorth.com, and select “First Time User”.  You will be prompted to choose an Access ID and Password, and also need to select a Multifactor Authentication, which consists of an image and a caption.

When you first log into Online Banking go to “My Profiles” update your email address.  You will want to do this anytime your email address changes.  By updating this you are able to use the “Forgot Password” feature.  When you have forgotten your password, select this and a temporary password will be emailed to you, however, this feature does not work if you are locked out or disabled.  Please contact a Customer Service Representative if you think you may be locked out.

You may access Online Banking through First National Bank North’s website https://www.fnbnorth.com/

Multifactor Authentication or MFA is additional security for the online banking application.  It is now a standard part of our online banking and works as part of our commitment to protect you against identity theft and fraud.  MFA adds extra layers of online security to prevent unauthorized access to your accounts and reinforces the fact that you are at our financial institutions’ Online Banking website.

Now that we have moved to “Real Time” Online Banking, your accounts are updated as soon you make a deposit, withdrawal or loan payment.

As an additional security feature your account numbers are partially masked so your full account numbers are not displayed.  For example, if your account number is 123456 it will appear as ***456 on the screen.  With this feature, you can view your transactions at a different computer and keep your account numbers safe from viewing.  To mask your account numbers go to “My Profile” and “Edit Account Nicknames”.

There are only two ways someone else can access your account information from FNBNorth.

  1. You give someone your Login ID and Password. (NOT RECOMMENDED)
  2. They are an owner or signer on the account (each owner/signer on an account should have their own login ID and password).

If you believe someone else is accessing your account illegally, immediately contact a Customer Service Representative at any location.

In order to view accounts online, you have to be an owner or a signer on the account.

Bill Payment FAQs

Bill Payment allows you to pay bills online.  It’s fast easy and puts you in complete control-you decide who to pay, when to pay them and how often to pay them.  Fees are minimal, or in many cases free!

Paying bills online is easier and takes less time than opening the envelope with your paper bill in it, writing the check and mailing it!  Once you’ve set up the service, just enter the payment amount, schedule the payment date and you’re done!

Anyone you pay with a paper check, from your mortgage company to an individual person.

If your payee notifies you that a payment has not posted, please contact CheckFree at 1-800-877-8021 for assistance.

Yes, for recurring expenses such as mortgages or your cable bill for example, you can automatically schedule your payments.  When you enter the Bill payment site, go to “Manage My Bills”, select the Biller Name and add an automatic payment.  Determine your payment amount and the frequency of payments.  Save the Changes and your bills will be paid monthly for the specified amount.

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