HSAs & IRAs

HSAs & IRAs

Online banking concept with person using smartphone
Manage Healthcare Savings

HSA and IRAs with First National Bank

First National Bank North is a family-owned community bank proudly serving customers in North Central Minnesota since 1902. We are committed to the growth and success of the communities, families, and businesses we serve. We offer a wide variety of services to meet all of your financial needs, including banking, insurance, and investments. We strive to develop long-lasting, personal relationships with each of our customers and work together to create the best possible banking experience.

Functions like a Checking, Interest like a Savings

Health Savings Account (HSA)

What’s Included
  • Family & Individual Account
  • No minimum balance required
  • Variable interest rate subject to change daily
  • $25.00 opening charge
  • Free initial order on HSA checks
  • Monthly service fee waived for balances over $5,000 if within qualified contribution limits
  • eStatements issued monthly with check images for easy record keeping (monthly fee may apply for paper statements)
Reach Your Retirement Goals

Individual Retirement Account (IRA)

What’s Included
  • Available in Traditional or ROTH IRA
  • IRA terms can establish as a Certificate of Deposit
  • An early withdrawal penalty may be imposed for early withdrawal on Certificate of Deposit IRAs
  • A transfer fee may apply to IRAs transferred out of First National Bank North
    No Annual Fee
Looking for Additional Savings Options?

Savings & CDs

What’s Included
  • Regular Savings
  • Premier Money Market
  • Investors Money Market
  • Kids Klub
  • Christmas Club Account
  • KASASA Saver
  • Certificate of Deposit (CD)

Still Have Questions?

Contact Us at any of our Convenient Locations!

Please contact us if you have questions regarding:

  • Checking account services
  • Saving account options
  • HSAs or IRAs
  • Loans or lending information

Please contact us if you have questions regarding:

  • Checking account services
  • Saving account options
  • HSAs or IRAs
  • Loans or lending information

Exceptional In-Person and Online Banking Services

Discover the Convenience of Seamless Banking Solutions with Personalized Service

Savings & CDs
Credit Cards
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Debit Cards
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