Online and
Mobile Banking

Online and Mobile
Banking

A Virtual Bank Branch for You or Your Business Whenever You Need Us!

Online Banking is a simple, safe, and secure way to bank. Just point and click to confirm your current balance or verify a check has cleared. Whether you are balancing your checkbook after a busy day, paying a bill you have not had time to pay, pay a loan, or transferring funds so you can make an unexpected purchase, you can do it all with a few keystrokes, any time of the day or night. Online banking delivers a virtual bank branch right to your computer so you can accomplish important banking tasks quickly and conveniently. All it takes is a computer and an internet connection.

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Cameron standing at the counter First National Bank North
Security is Our First Concern

Money Management at Your Fingertips

Online Banking puts you in control of your money as well as your time. It provides the accurate, current information you need to make sound financial decisions. It even downloads the data directly to most of today’s most popular financial management software applications so you can plan and track your budgets- without entering the data twice.

Multifactor Authentication provides enhanced and additional security for the online banking application. It is now a standard part of our online banking and works as part of our commitment to protect you against identity theft and fraud. Multifactor Authentication adds extra layers of online security to prevent unauthorized access to your accounts and reinforces the fact that you are at our financial institution’s Online Banking website.

You can sign up for online banking by simply going to our website. Complete the online form and follow each step as directed. You will have access to any account that you are a signer on in a matter of seconds!

  • This service allows you to check balances

  • Transfer funds

  • Make a loan payment
  • Access account information that you are a signer on

Mobile Banking

First National Bank Mobile Banking enables anyone with an online banking account to access their account information from a mobile device. First National Bank Mobile Banking offers three ways to access your accounts, you can choose any or all of these options, depending on the capabilities of your mobile device:

  • Send a text message using your mobile device.

  • Use a mobile browser on your mobile device.

  • Download an application to your mobile device.

Download from Google Play (Mobile)

Get it on Google Play

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(Mobile)

Download on the Apple Store
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Bank card data put in phone by a lady who does internet banking by typing on her mobile to make an online credit payment.

Use the Downloadable Application Service To:

  • Check account balances
  • Review recent account activity
  • Transfer money between accounts

  • Pay bills

  • Change and cancel pending payments
  • Find ATM and branch locations
  • Send someone money via Popmoney
  • Deposit checks via Mobile

  • Check Deposit

To use the First National Bank Mobile Banking downloadable application, your mobile device must have an operating system that supports application downloads and may require a data service plan. Message and Data rates may apply.

Mobile Browser Service

Use the mobile browser service to:

  • Check account balances
  • Review recent account activity
  • Transfer money between accounts
  • Pay bills
  • Change and cancel pending payments

  • Find ATM and branch locations

First National Bank Benefits

Requirements

To use the mobile browser service, your mobile device must have an internet browser and may require a data service plan. You access the First National Bank Mobile Banking website by going on to your associated browser and type in www.fnbnorth.com and save to your desktop. First National Bank will never call and ask you personal information or send text messages requesting banking information from you unless you inquire with FNB.

SMS Text Messaging Service

Use the SMS text messaging service to:

  • Check account balances

  • Review recent account activity

  • Find ATM and branch locations

To use the SMS text messaging service, your mobile device must send and receive text messages to and from a short code. Most mobile devices are capable of sending and receiving text messages, so your phone is most likely compatible with First National Bank Mobile Banking. First National Bank will never call and ask you personal information or send text messages requesting banking information from you unless you inquire with FNB. Message and Data rates may apply.

Mobile Banking Frequently Asked Questions

First National Bank Mobile Banking employs industry best practices with regards to security. It has been assessed against industry security criteria by a number of independent system security experts.

At a high level, First National Bank Mobile Banking offers the following security safeguards:

  • Authentication-Mobile browser and application solution customers are authentication for every interaction with any First National Bank Mobile Banking component. Customers are authenticated by user name and password or by utilizing existing login credentials for single sign-on.
  • Encryption-128-bit encryption is used for all transactions within First National Bank Mobile Banking and between First National Bank Mobile Banking and other Fiserv solutions (e.g., core banking and payment systems).
  • Fraud-First National Bank Mobile Banking incorporates mechanisms such as transaction validation and transaction reconciliation processes to detect fraud.
  • Availability/Resilience-First National Bank Mobile Banking is protected against malicious attacks through software and server hardening measures.
  • Audit Ability-First National Bank Mobile Banking provides full audit capabilities through event logs and event-based reporting.

No. First National Bank Mobile Banking does not save any files with personal or financial information on your mobile device. That information stays strictly within online banking. Some phones (e.g., BlackBerry, Android) have logo and branding files that are copied to the mobile device. Those files do not contain personally identifiable information.

You can access any account you have set up in Internet Banking. You select which accounts you want to access using First National Bank Mobile Banking during the enrollment process.

Yes. You can enroll several mobile devices for First National Bank Mobile Banking. To add a new phone, go to My Profile in Internet Banking, First National Bank Mobile Banking, Add a Device. You can also change your phone number in this section.

If your mobile device is lost or stolen, no one can access your account without knowing your password and, in some cases you unique user name. To prevent unauthorized access to your account, you can deactivate your phone in First National Bank Mobile Banking. To deactivate your mobile device, again, go to My Profile in Internet Banking, First National Bank Mobile Banking and select Stop Using Mobile Banking on this Device. Or contact a Customer Service Representative at 218-547-1160.

No. Whether you type “BAL” or bal”, we will send your account balance to you via text message.

Absolutely! We’ve built some helpful shortcuts into First National Bank’s Mobile Text/SMS Banking service so you can easily access your account information quickly, securely and when you need it most. When texting for a balance, history, Help or to Stop etc., text to 96924.

BAL Receive Account balances

BAL [nickname]-Receive the balance of the nicknamed account. Example: bal chk 1

HIST [nickname]-Returns the history of that account. Example: hist chk 1

LAST Returns a list of your most recent transactions posted.

LAST [nickname]-Returns the most recent transactions for that account. Example: last chk 1

ATM [zipcode]-Returns a list of the bank’s ATM nearby. Example: atm 56484

HELP Returns a list of text commands and Customer Service information

STOP Deactivates mobile banking from phone

No. You must be signed up for Internet Banking in order to use First National Bank Mobile Banking.

Call us at 218-547-1160 or any branch location to reset your password. Once your password if reset, you must first update it via your PC on First National Bank North Internet Banking site. For security reasons, you may not update your new password on your mobile device. Once your password is reset, you may use your password immediately to First National Bank Mobile Banking.

No. First National Bank’s First National Bank Mobile Banking does not charge a fee. However, carrier message and data rates may apply. Please check with your wireless provider for information about carrier charges to your mobile phone account and service plan.

In order to access First National Bank Mobile Banking, you need an Access ID and password for Internet Banking, and a mobile device with an internet connection. Simply log into Internet Banking, and when asked if you would like to Enroll in Mobile Banking, select Enroll Now and accept the Terms and Conditions.

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