Checking

Checking

Young asian woman holding credit card and using laptop computer
Secure Banking Solutions

Checking with First National Bank

First National Bank North is a family-owned community bank proudly serving customers in North Central Minnesota since 1902. We are committed to the growth and success of the communities, families, and businesses we serve. We offer a wide variety of services to meet all of your financial needs, including banking, insurance, and investments. We strive to develop long-lasting, personal relationships with each of our customers and work together to create the best possible banking experience.

Just the Basics

Free
Checking

What’s Included
  • No minimum balance to open account
  • No minimum balance required in account
  • No monthly service charges
  • Free initial order of checks
  • eStatements issued monthly with check images for easy record keeping (additional fees may apply for paper statements)
For Adults 50 and over

Priority Club Checking

What’s Included
  • No minimum balance to open account
  • No minimum balance required in account
  • No monthly service charges
  • Variable interest rate subject to change daily
  • Free Priority Club checks
  • Free cashier checks
  • Free money orders
  • Free photo copies
  • Free faxes
  • Free Notary services
  • No fee for gift cards
  • Free ID Theft Smart (Credit Bureau Monitoring)
  • Paper Statements issued monthly (eStatements available)
    Social activities
Interest Bearing Account

Investment Checking

What’s Included
  • No minimum balance to open account
  • Variable interest rates subject to change daily
  • Free initial order of basic checks
  • Higher interest rates based on tiered balances
  • A service charge may be imposed every statement cycle (see terms and conditions for details)
  • eStatements issued monthly with check images for easy record keeping (monthly fee may apply for paper statements)
Interest Plus Refunds on ATM Fees

KASASA
Cash

  • No minimum balance to open account
  • No minimum balance required
  • No monthly service charge
  • Variable interest rate subject to change daily
  • Monthly rewards paid when qualifications are met (see terms and conditions for details)
  • Refunds on ATM withdrawal fees nationwide
  • At least twelve debit card purchases and at least one ACH credit or ACH payment to qualify for rewards
  • eStatements are a requirement of this account
Cash Back on Purchases

KASASA Cash Back

  • No minimum balance to open account
  • No minimum balance required
  • No monthly service charge
  • Variable interest rate subject to change daily
  • Cash back on debit card purchases when qualifications are met (see terms and conditions for details)
  • Refunds on ATM withdrawal fees nationwide
  • At least twelve debit card purchases and at least one ACH credit or ACH payment to qualify for rewards
  • eStatements are a requirement of this account

Still Have Questions?

Contact Us at any of our Convenient Locations!

Please contact us if you have questions regarding:

  • Checking account services
  • Saving account options
  • HSAs or IRAs
  • Loans or lending information

Please contact us if you have questions regarding:

  • Checking account services
  • Saving account options
  • HSAs or IRAs
  • Loans or lending information

Exceptional In-Person and Online Banking Services

Discover the Convenience of Seamless Banking Solutions with Personalized Service

Savings & CDs
Online Services
HSAs and IRAs
Debit Cards
Credit Cards