Health Savings Account

Health Savings Account

A Health Savings Account (HSA) is a special account owned by an individual where contributions to the account are to pay for current and future medical expenses.  Deposits are 100% tax-deductible for everyone with the HSA and can easily be withdrawn by check or debit card to pay routine medical bills, before-tax dollars. 

Apply Online

  • Variable interest rate-subject to change daily**
  • No minimum balance required
  • Unlimited check writing
  • Free MasterCard Debit Card* (free with annual usage-$15.00 per year without)
  • Free Internet Banking/Mobile Banking
  • Free telephone banking - Bank Anytime - 218-547-2060 or toll free at 866-547-2060
  • eStatements issued monthly with check images ($2.00 statement fee service charge for paper statements)
  • Free initial order of HSA checks
  • Monthly service charge of $2.00 waived with balances over $5,000.00 if with in the qaulified contribution limits
  • Opening fee of $25.00

  *Subject to approval

   **We use the daily balance method to calculate the interest on your account and credit interest to the account monthly