Free Kasasa Cash® Checking

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Enjoy high interest earnings and refunds on ATM withdrawal fees.*

Get paid to bank with us with free Kasasa Cash checking — seriously! You’ll earn up to 1.00% APY* every month just for doing simple banking activities you probably already do. Plus, you’ll get refunds on ATM withdrawal fees, nationwide. And there’s never a monthly maintenance fee on your account.

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  • Free checking that pays high interest
  • 1.00% APY* on balances up to $10,000
  • 0.01% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free MasterCard® Debit Card**
  • Free Internet Banking
  • Free online Bill Payment-CheckFree Web (with monthly usage -$4.95 per month without)
  • Free telephone banking - Bank Anytime 218-547-2060
  • No minimum deposit to open

It’s easy to earn your rewards!

So easy, in fact, you’re probably already doing it! eStatements are a requirement of this account: Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 ACH credit or ACH payment transaction
  • At least 12 debit card purchases

And if you don’t meet these qualifications, don’t worry — your account is still free.
Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

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