First National Bank North

First National Bank North

A family-owned community bank dedicated to helping our customers grow in North Central Minnesota since 1902.

Exceptional In-Person and Online Banking Services

Discover the Convenience of Seamless Banking Solutions with Personalized Service

Mobile and Online
Banking

Personal Deposit
Accounts

Business Banking
Real Estate Loans
Consumer Loans
Fraud
Debit Cards
Credit Cards

Personalized Banking…Your Way.

A smiling young businessman wearing a light blue shirt and tie sits at a desk, talking on a landline phone while typing on a computer keyboard. The office setting includes a desk lamp, calculator, and notebook.

Call

When you call us, you get us – a real person – located at one of our 10 locations. We’re here to give you the personalized service you deserve from a local community bank.

A young woman with long brown hair, wearing a cozy cream turtleneck sweater and blue jeans, sits comfortably on a white sofa while looking down at a smartphone in her hands with a slight smile.

Click

Conveniently manage your accounts through our secure online platform anytime, anywhere. Pay bills, make deposits, and more…all at your fingertips.

Woman consulting with a female financial manager at the bank

Visit

Come on in! You’re always welcome. With 10 locations, we’re close by and ready to sit down and work together to create the best possible banking experience.

Since 1902

Over a Century of Service

A vertical collage image with three sections. The top shows a vintage black-and-white photo of an office interior with men working at desks. The middle features four smiling men in modern casual business attire standing in a row. The bottom shows a vintage black-and-white photo of a brick building exterior with a sign in the window reading "WALKER STATE BANK."
A vertical collage image with three sections. The top shows a vintage black-and-white photo of an office interior with men working at desks. The middle features four smiling men in modern casual business attire standing in a row. The bottom shows a vintage black-and-white photo of a brick building exterior with a sign in the window reading "WALKER STATE BANK."

Construction

Contact local office for current rates!

Super Saver

Annual Percentage Yield as high as

3.04%

accurate as of 1/26 | rate may change after account opening | fees can reduce earnings on account | must have active checking account | Member FDIC

7 Month CD Special

Annual Percentage Yield as high as

3.98%

accurate as of 1/26 | penalty can be imposed for early withdrawal | Member FDIC

Auto

Annual Percentage Rate as low as

6.50%